Mini excavator and dumper beside a trench dug through a backyard

Sewer and Water Line Guides for Northern Colorado

Plain-English guides to sewer and water lines in Fort Collins, Loveland and Larimer County.

  • Camera inspection first
  • Written, itemized quotes
  • Licensed and insured

Answers to the questions Fort Collins, Loveland and Larimer County homeowners ask most about sewer and water lines: who owns the line, what repairs cost, what insurance covers, and what you can safely do yourself before you call.

All guides

Latest sewer and water line guides

Stack of orange PVC sewer pipe
Sewer Line Repair

Clay, Cast Iron, Orangeburg or PVC: What Your Sewer Pipe Is Made Of and How Long It Lasts

Clay, cast iron, Orangeburg or PVC? How to tell what your sewer pipe is made of, how long each typically lasts, and your repair options.

8 min readRead guide
Shovel in a trench cut through red clay soil
Sewer Line Repair

Sewer Line Belly: What It Is, Signs, and How It's Fixed

A sewer line belly is a sag where water and waste sit. Learn the signs, why lining cannot fix it, and when a sag needs digging up and re-laying.

8 min readRead guide
Excavator digging a trench across a paved street
Sewer Line Repair

Who Is Responsible for the Sewer Line: You or the City?

In Fort Collins, Loveland and nearby towns, the owner usually maintains the sewer line up to the main. Town-by-town rules, backups and permits.

7 min readRead guide
Clipboard, pencil and pen on a wooden table
Costs and Insurance

Does Homeowners Insurance Cover Sewer Line Replacement or a Sewer Backup?

Usually not for a worn-out pipe. What standard policies exclude, what water backup and service line endorsements cover, and how to support a claim.

7 min readRead guide
Mini excavator and dumper beside a trench dug through a backyard
Costs and Insurance

Trenchless vs Traditional Sewer Line Replacement: Cost, Pros and Cons

Trenchless vs traditional sewer line replacement: per-foot costs, restoration, when trenchless won’t work, and how to choose in Fort Collins.

8 min readRead guide
Basement floor drain where a sewer backup usually shows up first
Cleaning and Clogs

How to Clear a Main Sewer Line Clog (and When to Call a Pro)

Signs the clog is in your main sewer line, how to open the cleanout and snake it safely, what not to pour down it, and when to call a pro.

8 min readRead guide
Exposed tree roots spreading across the ground
Cleaning and Clogs

Tree Roots in Your Sewer Line: What Dissolves Them and What Actually Works

Copper sulfate and foaming root killers slow regrowth but do not fix the cracked pipe. What works for roots in sewer lines, and what it costs.

7 min readRead guide
Basement hallway with painted concrete block walls
Cleaning and Clogs

What Causes Sewer Backups in a Basement (and How to Prevent Them)

Why sewage backs up through a basement floor drain: roots, grease, bellies, broken pipe or a city main blockage. How to fix and prevent it.

7 min readRead guide
Shovel in a lawn near a mature tree
Inspections

How to Find Your Sewer Cleanout, Sewer Line and Water Line (Before You Dig)

Where to look for a sewer cleanout, what it looks like, how to trace a buried sewer or water line, and why 811 may not mark your private lines.

7 min readRead guide
Snow-covered ground beside a reservoir in winter
Water Lines

Frozen Water Line? How Deep Lines Are Buried in Northern Colorado and How to Thaw Them Safely

Thaw a frozen pipe safely: open the faucet, use gentle heat, never a flame. Plus burial depths, the frost line and when to call for help.

7 min readRead guide
Pipe laid along the bottom of a long trench
Rural and Septic

Septic vs. Sewer in Larimer County: How to Tell Which You Have

How to tell whether a Larimer County home is on septic or sewer, who maintains what, what changes when you sell, and which areas use which.

7 min readRead guide

Sewer or water line trouble?

Call for a camera inspection and a written quote.

Camera inspection first, written and itemized quotes, and trenchless options where they fit.

(970) 999-1365

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Call (970) 999-1365